Resources This information is here for your viewing. Hopefully this information will benefit many qualified individuals. Feel free to contact us with any other questions you may have.

Where can I find information about scholarships?

Scholarships and scholarship amounts will depend on your degree program, level of education you are pursuing, and income level. That is why it is important to speak with a school counselor. They are qualified individuals who have years of experience in the education industry and will come up with a customized degree program that best fits your needs. They will evaluate your experience and background information to consider the scholarships and financial programs in which you may qualify.

Do I qualify for a Stafford Loan or Graduate PLUS Loan?

http://studentaid.ed.gov/PORTALSWebApp/students/english/PlusLoansGradProfstudents.jsp

To read more about Stafford Loans follow the link below.

http://www.studentaid.ed.gov/PORTALSWebApp/students/english/studentloans.jsp

(You will not be eligible for a Stafford Loan if you are not a U.S citizen and have been convicted of a drug felony. If you have defaulted on a student loan you will need to be caught up on your payments and be in good standing with your lender)

How can I get my schooling costs reimbursed?

Income-based repayment is only available for federal student loans, such as the Stafford, Grad PLUS and consolidation loans. It is not available for private student loans, Parent PLUS loans or Perkins loans, but it is available for consolidation loans that include a Perkins loan.

The College Cost Reduction and Access Act of 2007 has made it possible for high-debt, lower income college graduates to manage their loan repayment via an “income-based repayment” plan.

After serving 10 years of full-time employment in public service, the loan forgiveness program pays off any remaining debt on your student loans.

Six months after graduation, (when you begin paying off your loans), you need to first make 120 payments in order to qualify to obtain this benefit. Only payments made on or after October 1, 2007 count toward the required 120 monthly payments.

This program cancels any remaining debt after 10 years of full-time employment in public service.

1. You must have made 120 payments as part of the Direct Loan program to obtain this benefit.
2. Only payments made on or after October 1, 2007 count toward the required 120 monthly payments.
3. Borrowers may lower payments by consolidating into Direct Lending in order to qualify for this loan forgiveness program starting July 1, 2008.

For more information on the College Cost Reduction and Access Act of 2007 please visit:

http://www.nasfaa.org/publications/2007/g2669summary091007.html.

What is considered a Public Service job?

A public service job is defined as a full-time job in emergency management, government, military service, public safety, law enforcement, public health, public education, social work, public interest law services, child care, public library sciences, or any other job at an organization that is described in section 501(C)(3) of the Internal Revenue Code of 1986.

What is the first step in getting financial assistance?

The first step in receiving financial assistance is to complete the Free Application for Federal Student Aid (FAFSA). By completing the FAFSA, you will be eligible to receive all the federal financial aid available to you with regards to your particular financial situation.

For more information on FAFSA please visit:

http://www.fafsa.ed.gov.